.credit Domain Registration India
.credit is an open generic top-level domain run by Binky Moon, LLC (Identity Digital) since 2014. At WebJi® it costs ₹10,637 for the first year and ₹11,874 a year to renew, before 18% GST. It suits NBFC lenders, loan agents, credit-score educators and credit societies — the registry checks no licence, but RBI rules still apply.
For Indian lenders, loan agents and credit-advice publishers deciding whether a premium .credit address is worth its cost.
INR billing
- Registration
- ₹10,637/yr
- Renewal
- ₹11,874/yr
- Term
- 1–10 yrs
- Billing
- INR + GST
Live check across 297 extensions on our billing system — registration, renewal and transfer prices are shown before you pay.
Last editorial update: 14 November 2026. Prices follow the dated sources on this page; checkout confirms current charges.
What is a .credit domain?
.credit is a generic top-level domain for lending, credit-score and credit-advice websites, managed by Binky Moon, LLC through Identity Digital in Bellevue, Washington. It entered the root on 7 May 2014 under its first holder, Snow Shadow, LLC, and joined Binky Moon when IANA recorded a single transfer of 196 extensions to it on 23 March 2018.
- Category: generic TLD, open to any registrant worldwide.
- Back end: Identity Digital, which publishes RDAP for the zone instead of a classic WHOIS server.
- DNSSEC: signed, with a DS record at the root.
- Labels: Latin script, 2–63 characters, letters, digits and inner hyphens.
Which Indian businesses register a .credit domain?
The natural buyers are firms whose product is credit itself: NBFC lenders, loan DSAs, credit-score educators and co-operative credit societies. In India each of these sits under some form of RBI or state co-operative regulation, and the domain is a label on top of that licence, never a replacement for it.
| Buyer | Example | Purpose |
|---|---|---|
| RBI-registered NBFC or microfinance lender | brandname.credit | Product pages with the mandatory lender disclosures |
| Loan direct-selling agent (DSA) | jaipurhomeloan.credit | Lead forms naming the partner banks |
| Credit-score coach or blogger | fixmyscore.credit | Guides on bureau reports and score repair |
| Urban co-operative credit society | societyname.credit | Member loan rates and deposit schemes |
| Fintech building a credit line product | appname.credit | Campaign landing page beside the main .com |
A society that prefers an Indian zone can take .coop.in for a fraction of the cost.
.credit domain price in India, with renewals
.credit costs ₹10,637 for the first year and ₹11,874 for each renewal at WebJi®, before 18% GST — a premium-tier extension. Over three years the name costs ₹34,385 before tax (₹10,637 + ₹11,874 + ₹11,874), so it pays only when the word “credit” is central to what you sell.
| Extension | Register | Renew | Three-year cost |
|---|---|---|---|
| .credit | ₹10,637 | ₹11,874 | ₹34,385 |
| .loans | ₹11,339 | ₹12,055 | ₹35,449 |
| .finance | ₹9,471 | ₹11,374 | ₹32,219 |
| .money | ₹4,562 | ₹4,846 | ₹14,254 |
Read from WebJi® billing on 14 November 2026. Premium labels such as short words are priced individually and shown before checkout. Register .credit →
Is .credit restricted to licensed lenders?
The registry does not ask for a lending licence, but registrants must follow the laws that apply to their business, including consumer-protection and financial-disclosure rules. ICANN treats finance strings like .credit as sensitive, so abuse reports about fake lenders are taken seriously and can lead to suspension.
For an Indian lender, the stricter checks come from RBI rather than from the registry. Digital lending sites are expected to show the regulated entity’s name, a grievance officer and a key fact statement; a .credit address simply has to carry that same information.
- Show your RBI registration or the partner bank/NBFC by name on every product page.
- Use an EV or OV SSL certificate so the legal entity is visible to cautious borrowers.
- Register the matching .in or .com too, so impostors cannot take it.
When is .credit the wrong choice?
Skip .credit if you are an early-stage startup testing an idea, or if “credit” is one service among many — .money or .finance read almost as well for less. Borrowers in smaller towns also tend to trust a familiar .in or .com more than an unfamiliar ending, so keep the main brand there and use .credit for a product line.
No ending ranks better in Google on its own; reviews, disclosures and content quality decide whether a lending site is shown, particularly for “your money” queries.
Hosting a .credit site securely
Lending sites collect PAN, Aadhaar and income data, so the hosting behind a .credit name matters more than the name. The fintech and BFSI hosting page explains Indian data-location choices, and the domain registration India hub lists every other extension; domain transfer covers moving an existing .credit name to WebJi®.
Frequently asked questions
Who operates the .credit registry?
Binky Moon, LLC, care of Identity Digital Inc. in Bellevue, Washington, is the IANA-listed manager. It took over .credit from Snow Shadow, LLC in 2018 along with 195 other extensions, so the zone follows Identity Digital’s standard policies.
Can a loan agent without an RBI licence register .credit?
Yes, the registry does not verify licences. But the site must not present the agent as a lender; it should name the bank or NBFC that actually lends, as RBI expects. Misleading lending sites risk complaints to the registry as well as regulatory action.
What is the five-year cost of a .credit domain?
₹58,133 before 18% GST at current WebJi® prices: ₹10,637 in year one plus four renewals at ₹11,874. Paying for several years at once also guards against a missed renewal on a name customers already know.
Is .credit a good fit for a co-operative credit society?
It works, but most societies choose .coop.in at ₹809 a year because members are local and the budget is small. A larger society running online loan applications may add .credit later for a product page.
Does .credit support DNSSEC?
Yes. The .credit zone is signed and has a secure delegation at the root, which matters for lenders worried about DNS spoofing. Enable signing at your DNS host and publish the DS record through WebJi®.
Registry facts checked against IANA on 14 November 2026 · Reviewed by the WebJi® team, Jaipur.
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